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About GXBank
Open a personal or business account in minutes without visiting a branch. GXBank lets you borrow up to RM300,000 instantly and access cash directly into your account.
PERSONAL BANKING MADE SIMPLE
Apply for FlexiCredit and unlock a credit limit up to RM150,000 at no cost. Draw down cash whenever you need it, deposited straight to your GX Account. Build your savings with Bonus Pockets and earn up to 3.55% per annum on balances up to RM50,000. Every transaction brings you closer to your financial goals.
BUSINESS BANKING BUILT FOR GROWTH
Launch your business account in minutes. GX Biz FlexiLoan offers up to RM150,000 with flexible repayments spanning 2 to 36 months — structured to match your cash flow. Your business deposits earn 2.50% per annum daily interest in your GX Biz Account, so your money works harder while you focus on growth.
SMARTER SPENDING & REWARDS
Renew your car insurance and road tax in just 3 taps without leaving the app. Travel Protected insurance covers everything from flight delays to adventure activities like scuba diving, giving you security across every journey. Use the GX Card for unlimited 1% cashback on all overseas in-store purchases with zero markup — every swipe rewards you. Grab users can earn up to 3x GrabCoins when paying for Grab Services through the app.
SECURITY YOU CAN TRUST
Access your account with Face ID or fingerprint — biometric login keeps your finances secure. Control your cards and account 24/7: freeze or lock instantly if needed. GXsecure provides one-tap verification for every transaction, so you approve each payment with confidence. Your deposits are protected by PIDM up to RM250,000.
GXBank brings banking to your phone with the speed, flexibility, and security you need. Download today and experience personal and business banking reimagined.
Pros & Cons
Pros
- Open personal or business account in minutes without branch visit
- Flexible credit up to RM300,000 with instant access to funds
- Competitive savings rates up to 3.55% on bonus pockets
- Biometric login and transaction verification for account security
Cons
- Instant credit and high borrowing limits may encourage impulsive debt
- Android-only platform with no iOS or desktop version available
- Requires account opening and financial verification before full access
- Cashback and rewards tied to specific partners, limiting earning options
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